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CalCAP Seismic Safety (CalCAP Seismic)

Loan loss reserves for financial institutions lending to California’s commercial and residential property owners for seismic retrofits

CalCAP Seismic Safety (CalCAP Seismic)

CalCAP Seismic Safety is a credit enhancement program in the form of a loan loss reserve. CalCAP Seismic provides a post-disbursement risk management tool for financial institutions when they loan up to $250,000 for seismic retrofit construction on existing commercial or residential buildings, including:

  • anchoring structure to foundation
  • anchoring fuel storage
  • bracing cripple walls
  • bracing water heaters
  • installing an earthquake-resistant bracing system for mobile homes or manufactured homes
  • installing automatic gas shutoff valves
  • repairing or reinforcing the foundation to improve the integrity of the foundation against seismic damage (repairs due to seismic damage are excluded)
  • strengthening a building’s lateral load resisting system.

General Information and Eligibility

Information for Building Owners

Information for Financial Institutions

Quick Links

California Code of Regulations for CalCAP

Economic Recovery from Disaster Provision

Contact Information

Please send program inquiries to calcap@treasurer.ca.gov

Contact Information