State Small Business Credit Initiative (SSBCI)

New funding to expand and improve credit enhancement programs for financial institutions to benefit California’s small businesses

SSBCI in California

SSBCI is federal funding and guidelines from the U.S. Treasury, for programs administered by the State of California.
Because of California’s large size and history of multiple successful credit enhancement programs, there are three state agencies working together to implement SSBCI in California: CPCFA, IBank, and CalOSBA.
The “layer cake” below shows the agencies and program names for SSBCI in California.
CPCFA and the CalCAP programs are circled in red.