Guiding you towards your housing goals

THDA offers fixed-rate loans, down payment assistance, education, and first responder benefits to qualified Tennesseans. Connect with trusted lenders and REALTORS® to turn your homeownership dreams into reality

Become a homeowner

Attention Section 8 Voucher Holders

If you have any questions about the Rent Cafe Portal (online portal for managing your housing assistance) , contact us at HCVInfo@thda.org or call 615-815-2169.

Down Payment Assistance Options

THDA is now offering 5% of the purchase price or up to $15K in DPA. Click here to learn more.

First-Time Homebuyers

You have a choice in a home loan – make it a Great Choice!

Homeownership for Heroes

Homeownership for Heroes is a Great Choice Loan designed for Veterans and Active Military, Firefighters, EMTs, Paramedics, and State & Local Law Enforcement Officials.

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The difference we make with Great Choice Home Loans

Through this 30-year fixed-interest rate home loan, THDA has significantly impacted Tennessee communities by focusing on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas.

Explore Great Choice Loans

$12.3 Billion

in mortgages fueling homeownership dreams
189

mortgages funded in July 2025
1,150

borrowers
in 2025
$279,294,998

in Great choice mortgages
made in 2025

Need rental assistance?

Finding affordable, safe housing shouldn't be a daunting task. Click below for information about:

Waiting list openings and closings
Help for renters & Section 8/HCV participants
TN Housing Search

Get rental assistance information

Interested in affordable housing projects?

In Tennessee, THDA administers the Low Income Housing Tax Credit (LIHTC) and Multifamily Tax Exempt Bond (MTBA) programs. These programs offer significant federal tax benefits to developers committed to increasing affordable housing options across the state.

Learn About the Benefits

Essential housing information and resources

Housing education resources

Get information regarding THDA HUD sub-grantee info, HBEI guide, forms, resources, and FAQs here.

Learn more

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Resources for REALTORS®

Explore co-branded materials, homebuyer calendars, and Great Choice Loan criteria and information

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Guide for landlords and property managers

Access utility resources, rental housing compliance information, and support for property managers, landlords, and owners

Learn more

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Support for lenders

Be a THDA-approved lender, access documents, marketing materials, targeted areas for repeat homebuyers, and more

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Assistance for homeowners

Emergency repairs, foreclosure prevention, energy assistance programs, and assistance to keep your home, all here!

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Reports and documents for investors

Review audit reports, financial statements, and quarterly bond and investment reports and more

Learn more

Frequently asked questions

Have questions? We have answers! Our FAQ page is a great place to find relevant information and resources

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THDA public notice and comment

This page shares announcements, public notices, meeting details, and opportunities for public comment

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THDA field office contact information

Find Section 8 field office locations, contact details, and key management staff contact information across Tennessee

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Interested in Tennessee's housing trends?

Our research team provides data and insights on the state of housing. Explore reports, insights, and publications covering key housing topics and programs.

Explore THDA's Research and Reports

Stories of Home and Hope

Recovery through safe, decent housing

After struggling for years with alcoholism and legal troubles, Erica Hobbs has a new lease on life in Chattanooga thanks to her recovery from addiction and a stable place to call home.

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Read More #MyTNHome Stories

New home helps Memphis native find peace of mind

I am thankful THDA awarded the grant, because it made it possible for me to have something to call my own.

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Covington single mom enjoying being homeowner

With THDA’s assistance, I was able to get to homeownership quicker than I would have on my own.

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American dreamers

Minani Michel and his family’s journey to homeownership has taken years and thousands of miles to become a reality, but the former refugees from West Africa are now living their own version of the American Dream thanks to their hard work and the help of THDA and its partners.

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Sober and ready for success

Ritchie Johnson had lost everything due to his years of alcohol abuse, but thanks to his recovery and a THDA-funded sober living facility, he now has a foundation for living a clean and sober life.