Recent Publications
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2023 Tennessee Housing Market at a Glance
Safe, sound, affordable housing options are essential for Tennesseans’ quality of life, including expanded education opportunities, stronger health outcomes, and increased economic mobility. In the four years since the release of the last Housing Market at a Glance Report, Tennessee has experienced a great deal of change in how and...
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Mortgage Costs by Race/Ethnicity in Tennessee: Analysis from 2018-2021 HMDA Data
This brief utilizes HMDA data from 2018 to 2021 to better understand how the costs of mortgages as measured by interest rates, rate spread, high-priced mortgages, and total loan costs have changed over this period and how they vary for borrowers of different racial and ethnic backgrounds. We find that...
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Refinance Loan Trends in Tennessee: Analysis from 2018-2021 HMDA Data
This brief utilizes HMDA data from 2018 to 2021 to better understand how refinance loans were utilized by Tennesseans before and during the COVID-19 pandemic. Despite the benefits of refinancing one’s mortgage, we find that, in Tennessee, refinance loan originations were significantly lower for Black and low or moderate income...
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